Transaction Monitoring Specialist

About VFX

VFX is a fast-growing FinTech simplifying global trading and cash management for businesses worldwide. We remove complexity so clients can transact globally with confidence. Our tailored, secure, and efficient solutions span FX and international payments, multi-currency accounts, and integrations that make global operations effortless.

With six offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling fast and earning industry recognition along the way — including CNBC UK's Top Fintech Companies for 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK. Behind it all is a team of ambitious VFXers who think like founders, never stop learning, and go the extra mile to help our clients succeed.

About the Role

We’re looking for a Transaction Monitoring Specialist to strengthen VFX’s AML and CTF defences through high-quality alert investigations and continuous improvement of our transaction monitoring framework.

You’ll be responsible for reviewing alerts, identifying potential financial crime risks, and escalating suspicious activity where appropriate. Working alongside the Senior Transaction Monitoring Specialist and MLRO, you’ll help ensure our monitoring systems remain effective, efficient, and compliant with regulatory expectations.

Key Responsibilities

Transaction Monitoring & Investigations

• Review alerts from the transaction monitoring system to identify unusual or suspicious activity (money laundering, terrorist financing, fraud, sanctions breaches, etc.).

• Conduct detailed investigations and draft clear, concise investigation summaries.

• Escalate potential suspicious activity to the Senior Specialist or MLRO for further review / SAR submission.

• Assist in thematic reviews on higher-risk customer segments or payment corridors.

• Maintain accurate and complete records of investigations and outcomes.

System & Process Improvement

• Support system tuning and rule calibration by providing feedback on alert quality and typologies.

• Help document changes to detection scenarios and support model validation exercises.

• Contribute to enhancing workflows and procedures for greater efficiency.

Policy & Compliance

• Follow internal AML/CTF policies, procedures, and escalation protocols.

• Stay informed about regulatory developments (MLRs 2017, POCA, TACT, FATF guidance).

• Support QA checks and internal audit requests as needed.

Cross-Functional Collaboration

• Work closely with the Onboarding, Risk, and Operations teams to ensure customer and transaction risks are effectively managed.

• Support the MLRO with MI preparation and periodic reporting.

Candidate Profile

• 2–4 years’ experience in transaction monitoring within payments, fintech, or another fast-paced regulated sector.

• Solid understanding of financial crime typologies and red flags.

• Experience working with transaction monitoring or screening systems (e.g. ComplyAdvantage, Lexis Nexis, Actimize, SAS, etc.).

• Strong analytical and investigative skills with attention to detail.

• Clear written and verbal communication skills.

Benefits at VFX

We offer more than just perks — we offer ownership.

Our benefits include:

• Generous Profit Share Plan (PSP)

• Equity via the Company Share Option Plan (CSOP)

• Competitive salary

• Hybrid working 3-days per week at our Aldgate office

• Annual all-expenses paid company incentive trip abroad

• Flexible learning & development budget

• Weekly events like Monday Supper Club, Thursday Happy Hour & regular socials

• Fresh fruit, breakfast staples & fully stocked drinks fridge in the office

PSP & CSOP Details

At VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP) and Company Share Option Plan (CSOP), every team member has a chance to own a stake in the business and share in the profits.

To show you what that looks like, in 2024, PSP participants received over $1,000,000 USD. From those distributions, more than 80% of eligible VFXers chose to become shareholders — a powerful reflection of the belief and commitment that drives VFX forward.

If you care about building something meaningful, take pride in your work, and are motivated by impact — you’ll thrive here.

Next Steps

If you are successful, you will be contacted for an initial call with our People Ops Partner, followed by a 1st stage Teams interview with the hiring manager, followed by in in-person final stage interview at our London office.