Regulatory Compliance Specialist

About Addi

We are a leading financial platform, building the future of payments, shopping, and banking—a world where consumers and merchants can transact effortlessly, grow together and where we create abundance and generate pride in them. Today, we serve over 2 million customers and partner with more than 20,000 merchants, making Addi Colombia’s fastest-growing marketplace.

We provide banking solutions (deposits, payments, unsecured credit) and commerce services (e-commerce, marketing) using state-of-the-art technology, bridging the financial gap for millions and redefining how people experience financial freedom. As the country’s leading Buy Now, Pay Later provider, we have secured regulatory approval to operate as a bank, unlocking even greater opportunities for our customers. In the past year, we have also achieved profitability, reinforcing the strength of our business model and our ability to scale sustainably.

Our mission has earned the trust of world-class investors, including Andreessen Horowitz, Architect Capital, GIC, Goldman Sachs, Greycroft, Monashees, Notable Capital, Quona Capital, Union Square Ventures, Victory Park Capital, and more, who back our vision for the future. With their support, we are not just growing—we are transforming Latin America’s financial ecosystem and shaping the next generation to shop, pay, and bank in Colombia.

But what truly sets us apart is how we build. We are a conscious company, driven by deep experience in scaling technology, services and products, and we live by our values every day.

About the Role

This is where you come in. Below, you’ll find what this role is all about—the impact you’ll drive, the challenges you’ll tackle, and what it takes to thrive at Addi. If you’re ready to be part of something big, keep reading.

What’s the mission you’ll drive

Serve as the legal guardian for Addi’s transformation into a regulated Financial Company, designing and executing a comprehensive compliance framework (CBJ, CBC) to ensure 100% SFC adherence, thereby securing legal viability and supporting high-speed product innovation.

What you will do

• Implement and certify the foundational compliance program against the CBJ and key risk systems (SARLAFT, SARC, PTEE), resulting in zero material regulatory findings from internal audits.

• Establish a proactive regulatory change management process for all new/amended SFC circulars, ensuring 100% of internal policies are updated and operationalized prior to their effective date to maintain continuous compliance integrity.

• Design and embed a 'Compliance by Design' sign-off workflow for new product launches and tech features, ensuring 100% of major initiatives are legally sanctioned with zero launch delays caused by unresolved compliance requirements.

• Centralize and digitize the full regulatory documentation and control repository, achieving a 100% 'audit-ready' state within 6 months as measured by an internal mock-audit and providing instant, verifiable evidence for any regulatory request.

• Automate or heavily streamline the preparation and submission for the top 3 highest-volume mandatory regulatory reports , reducing the end-to-end preparation time through cross-functional collaboration with the Eng and Finance teams.

What we’re looking for

Strong experience in Compliance, Regulatory Affairs, or Legal Risk within a SFC-regulated entity (e.g., Bank, Financial Company).

• Law Degree (Abogado) with a formal specialization in Financial, Administrative, or Economic Law (Colombian legal context is non-negotiable).

• 4+ years of dedicated experience in Compliance, Regulatory Affairs, or Legal Risk within a SFC-regulated entity (e.g., Bank, Financial Company).

• Deep, verifiable command of the full regulatory scope, including the Circular Básica Jurídica (CBJ), Circular Básica Contable (CBC), and the implementation/monitoring of risk systems (SARLAFT, SARM, SARL, SAC).

• Demonstrated ability to design and implement a new mandatory SFC system (e.g., SARLAFT) from scratch and successfully train the relevant business units on the new procedures.

Proven Ability to Translate Complex Regulatory Norms into Operational Procedures

• Converts official SFC concepts (like the Circular Básica Jurídica) into clear, auditable internal controls that eliminate ambiguity.

• Drafts and implements Standard Operating Procedures that guarantee compliance integrity and are practical for immediate execution by Product and Tech teams.

• Designs necessary control mechanisms and workflow amendments in response to new or revised legislation.

Demonstrates Outstanding Ownership and Legal Viability Guardrails

• Takes autonomous, end-to-end responsibility for compliance outcomes, proactively anticipating regulatory risks, and driving necessary solutions.

• Acts as a trusted decision-maker and internal consultant, ensuring that all major product and operational choices prioritize regulatory soundness.

• Exhibits strong initiative in seeking out potential gaps and developing pre-emptive mitigation strategies ahead of any audit or official mandate.

Has Solid Expertise in Cross-Functional Regulatory Articulation

• Proficiently articulates complex legal requirements and their operational implications to non-legal stakeholders (e.g., Engineering, Product Managers) in a clear, concise, and business-focused manner.

• Successfully presents compliance findings, necessary actions, and strategic justifications professionally and concisely to leadership and regulatory bodies.

• Develops effective training or briefing materials to embed compliance awareness and responsibility across the organization.

Track Record of Delivering Compliance Rigor in a Fast-Paced Fintech Environment

• Highly effective at managing concurrent regulatory implementation deadlines and driving assigned tasks to completion autonomously and reliably.

• Balances the requirement for meticulous regulatory rigor with the high-speed execution necessary for rapid product iteration and scale-up.

• Quickly incorporates urgent regulatory changes into the compliance framework, ensuring minimal disruption to ongoing business initiatives while maintaining adherence.

Why join us?

• Work on a problem that truly matters – We are redefining how people shop, pay, and bank in Colombia, breaking down financial barriers and empowering millions. Your work will directly impact customers' lives by creating more accessible, seamless, and fair financial services.

• Be part of something big from the ground up – This is your chance to help shape a company, influencing everything from our technology and strategy to our culture and values. You won’t just be an employee—you’ll be an owner

• Unparalleled growth opportunity – The market we’re tackling is massive, and we’re growing faster than almost any fintech lender at our stage. If you’re looking for a high-impact role in a company that’s scaling fast, this is it.

• Join a world-class team – Work alongside top-tier talent from around the world, in an environment where excellence, ownership, and collaboration are at the core of everything we do. We care deeply about what we build and how we build it—and we want you to be a part of it.

• Competitive compensation & meaningful ownership – We believe in rewarding our talent. You’ll receive a generous salary, equity in the company, and benefits that go beyond the basics to support your growth.

How the hiring process looks like

We believe in a fast, transparent, and engaging hiring experience that allows both you and us to determine if there's a great fit. Here’s what our process looks like:

• Step 1: People Interview (30 min)
  A conversation with a recruiter to get to know you, your experience, and what you're looking for. We’ll also share more about Addi, our culture, and the role.

• Step 2: Initial Interview (45 min)
  A more in-depth conversation with the hiring manager, where we explore your skills, experience, and problem-solving approach. We want to understand how you think.

• Step 3: Deep Dive Interviews (30 min)
  You'll meet future colleagues and cross-functional team members to get a feel for how we work together. We’re looking for strong contributors and cultural fits, so bring your questions, too!

• Step 4: Case Study (3-5 Days)
  You may receive a real-world challenge or case study to complete. This is a chance to showcase your expertise and how you approach key problems relevant to the role.

• Step 5: Co-Founder Interview
  If there’s a strong match, you’ll have a final conversation with our Founder to align on expectations, cultural fit and ensure mutual excitement. From there, we’ll move quickly to an offer and discuss next steps.

We value efficiency and respect for your time, so we aim to complete the process as quickly as possible. Our goal is to make this experience insightful and exciting for you, just as much as it is for us. Regardless of the outcome, we are committed to always providing feedback, ensuring that you walk away with valuable insights from your experience with us.