Junior Credit Risk Analyst

This is a great opportunity for someone looking to build a career in reporting and analysis within Financial Services. The role offers the chance to work with data, produce meaningful management information, and support decision-making across the business. You will help maintain regular reporting, investigate trends and issues, and contribute to continuous improvement, while developing valuable technical and analytical skills in a supportive team environment. 

Your day to day responsibilities would be:

• Producing regular management information, reporting and analysis to support lending, operational and business performance monitoring
• Preparing daily, weekly and monthly reports, including month-end packs and ad hoc analysis
• Updating Excel files, reporting trackers and Power BI dashboards, while checking and reconciling data
• Insight on key lending and governance metrics, including trends, variances and surfacing information where required
• Reconciling invoices, tracking queries, and addressing variances with the credit risk manager
• Supporting governance, controls and continuous improvement across reporting processes
• Assisting with governance packs, templates, meeting materials and action tracking
• Maintaining reporting controls, records and documentation to ensure outputs are complete and accurate
• Responsible for running and implementing improvements to operational processes, including handling irresponsible lending complaints and other servicing tasks that support responsible lending practices.
• Building effective working relationships with stakeholders to understand reporting needs and communicate outputs clearly
• Working with teams to gather information for regular and ad hoc reporting
• Communicating reporting outputs, trends and issues clearly and professionally
• Supporting colleagues with reporting queries and helping maintain effective working relationships across the wider business