Completions Officer

We are looking for Completions Officers to assist in the execution of loans through to completion, providing service in line with expectations of the Property sector and to ensure all data and information held is present and accurate.

We differentiate ourselves by concentrating on markets where our specialist knowledge and personalised approach to underwriting offer us a competitive advantage. This supports attractive stable returns and sustainable growth and benefits businesses and consumers in parts of the market which continue to be poorly served by traditional high street banks. Fundamental to our success is a relationship focus which puts the interests of our customers and business partners at the heart of everything we do, built on a culture which stresses the use of our experience and judgement to make decisions that balance risk, return and customer need.

Key Responsibilities

• To actively manage a pipeline of cases in support of your dedicated Underwriter and team and provide overflow support to the Administration Team as and when required by management.
• To provide accurate instructions to our panel solicitor firms, ensuring they are furnished with all information such as title insurance requirements, title plan needs, independent legal advice and any other specific instructions to enable cases to complete promptly.
• To be the main point of contact for brokers and solicitors during the legal process, building excellent relationships with these third parties. Regularly updating and chasing where required to ensure the end customer receives the best customer service and outcomes possible.
• To review legal correspondence received from our solicitors, providing responses where possible and referring to Underwriters for any credit decision.
• To liaise with surveyors to obtain any required information during the legal process.
• To meet defined service level agreements across all tasks and post received by the Bank.
• To verify that all KYC and AML requirements have been met, along with checking all other documentation received post sanction to ensure they meet the Bank’s lending requirements prior to completion.
• To ensure data held on the origination system is of the highest quality to enable future accurate management information and customer contact can be maintained.
• To manage the customer contact at the designated points in the process such as “speak withs,” ensuring all calls are handled professionally.
• To endeavor to meet customers’ expectations of completion, requesting funds through the required mechanism from finance and releasing funds promptly once all outstanding needs have been met.