Job Overview
- To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio's products and services adhere to all relevant legislation and regulations.
- Actioning all identified credit controls events and defaults in order to reduce the roll rate of non performing loans into lock up portfolio.
- Perform detailed analysis and monitoring of the effectiveness of the strategies across the Credit Risk Management value chain, with the objective of improving existing Portfolio performance and increasing profitability.
- Implement system changes with specific focus on testing in order to optimise profitability of the Portfolio.
- Design solutions to business challenges with input and support from various stakeholders in order to obtain approval from the relevant forum / committee.
- Develop a thorough understanding of the root cause of a specific problem in order to develop the appropriate solution through data mining, past experience, interactions with subject matter experts and conducting research.
- Continually review recent portfolio performance from month and quarterly monitoring to identify areas of improvement and make recommendations.
- Attend monthly monitoring meetings to understand the impact of any movements on the execution of the Credit Risk Management strategy.
- Create reports by accessing relevant Portfolio data systems that produce portfolio insights and business intelligence to support business strategy across the credit life cycle.
- Develop an in-depth understanding and knowledge of available data, ensuring the data is fit for use from a quality perspective and is effectively managed. Bring business context and knowledge
Ready to Apply?
Take the next step in your career journey
Stand out with a professional resume tailored for this role
