Portfolio Analyst

To support the Personal Banking Loan Monitoring function on overseeing the quality, performance, and risk profile of the Personal Banking loan portfolio. The role focuses on early identification of credit risks, ensuring compliance with lending policies, and supporting portfolio optimization to maintain asset quality and profitability. To drive the growth of Personal Banking asset portfolio under PPB across all products through analysis and interpretation of qualitative and quantitative data. This role uses performance insights and customer feedback to inform the product strategy and direct the design of new solutions or changes to existing asset portfolio under Personal Banking across all products that will meet customer demand and maximize the profitability. This would also include working closely with Credit to optimise the risk and reward trade-off decisions.