Senior Home Loan Officer

A Senior Home Loan Officer is responsible for performing high volume, accurate and timely Real Estate lending functions, including government loans (FHA/VA), in alignment with STCU loan standards and procedures. This position also provides training, mentoring and support to other Home Loan Officers.

Mortgage Loan Production

• Interview and process first mortgage loan applications, ensuring accurate information.
• Evaluate loan applications, credit reports, title reports, appraisals, inspections and supporting documentation; making mortgage loan recommendations while conforming to guidelines of STCU policies and/or secondary market guidelines.
• Set clear expectations with members on timelines, loan conditions and closing dates.
• Develop working knowledge of Government (FHA/VA) lending guidelines and procedures.

Relationship Development/Service

• Deliver quality service to members in order to develop and nurture real estate relationships and increase referrals.
• Develop and maintain relationships with branch employees, as well as business partners for training on real estate products and referral development.
• Attend all closing meetings for purchase transactions.
• Take ownership of issues by acting as the members advocate. Follow through on all commitments.
• Achieve a high level of efficiency in real estate transactions to meet the members’ needs and maximize production.
• Provide members with solutions to financial needs recommending appropriate STCU products and services. 
• Identify and coordinate opportunities with other departments maximizing their expertise to fulfill corporate objectives and extend financial aid.