Job Overview
- Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis on clients, security/property and lending applications
- Ensure that procedures and decisions comply with credit policy and best practice standards
- Motivate and support decisions through the analysis of financial information such as bank statements, financial statements and management accounts
- Provide quality service to internal customers and liaise with other staff within the company, such as sales managers, further lending staff, unsecured lending staff and registrations officers
- Stay informed about the legal, compliance and market – risk-related issues involved in the approval of credit
- Provide regular feedback on the submission of loan applications to management
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